Top Insurance Company for Delivery Bike Riders

Published on November 30, 2021 by OkayGo

Are you a delivery rider? Or are you looking for a 

Delivery job at amazon

Delivery job at Swiggy

Delivery job at Flipkart

Delivery Job at Zomato

In either of these conditions, you might be using a bike or a scooter for all your delivery and pickups. Getting motor insurance is an essential part of working as a delivery rider. 

While the delivery company offers you health insurance for both your family and yourself, motor insurance is something you need to take care of yourself. If you are not sure why motor insurance is essential, let us understand further in the article. 

What is Motor Insurance?

A type of insurance policy, Motor Insurance covers your vehicles from potential risks financially. The policyholder's car or two-wheeler provides financial security against damages arising from accidents and other threats.

The insurance covers for the loss or damage caused to the automobile or its parts due to natural and man-made calamities. ... It provides accident cover for individual owners of the vehicles while driving and passengers and third-party legal liability. 

So if your car is stolen or damaged, the insurance company takes care of its maintenance money; however, if you damage somebody else's car, it is on you. 

Types of motor insurance

Based on your type of work and the kind of risk your bike may be subjected to, you can opt for different motor insurance. Some available options include:

  1. Only 3rd parties: The most basic kind of protection is third-party delivery insurance. This will protect you from any harm or injury caused by a third party. This policy does not cover damage to your car or personal harm in the event of an accident. 
  2. Third-party fire and theft insurance: This sort of insurance covers everything that third-party only insurance does, including fire-related damage to or theft of your car. 
  3. Comprehensive: The fully comprehensive delivery insurance provides total coverage. All of the foregoing, as well as unintentional damage to your car as a result of an accident, will be covered.

So you see, you choose your requirement and keep your vehicle safe while saving yourself from unwanted expenses.

Why is Motor insurance necessary?

Many people believe that motor insurance is a waste of money. If nothing happens to your vehicle, then the premium you pay every year goes to waste. Well, this is not entirely true. To show you how to let us discuss the benefits of motor insurance. 

For a delivery job, your vehicle is the most essential tool that you have. So protecting it ensures that your work is not hampered and you can continue delivering all your orders effortlessly. 

So why take a motor insurance

  • Accident coverage: A car insurance policy might provide coverage for damage to your vehicle as a result of an accident. You can deduct the costs and save much more money. 
  • Natural catastrophe coverage: A sudden massive flood can destroy your vehicle, resulting in a significant financial loss. You can save a few dollars on vehicle repairs if you have motor insurance. 
  • Efficient work: if your vehicle is safe, so is your work. You can continue to do your delivery job with a safe and sound you and the vehicle. You can also work for multiple MNCs as a delivery job by applying to more than one delivery job with OkayGo. 
  • Legal protection: Failure to get automobile insurance breaches traffic rules that can result in fines. As a result, it's critical that you renew your insurance when it expires. 
  • Death Benefits: Because third-party insurance is required, automobile insurance can help survivors in the event of a fatal accident.
  • No Claim Bonus: If you have not made any claims throughout the policy term, you are entitled to a No Claim Bonus when your insurance is renewed. You may, however, be required to comply with specific terms and restrictions.

So you see, the benefits of motor insurance are many, and even if you do not utilise your motor insurance, you are entitled to a claim bonus.

Top Insurance Company for Delivery Bike riders:

Suppose you provide a takeaway delivery service using mopeds, scooters, or motorcycles. In that case, you'll need specialised insurance coverage to make sure you're insured. 

Some companies offer coverage tailored to the needs of the rider. This means that the insurance covers you whether you're a company with a fleet of mopeds or an individual making deliveries on your own bike. 

Some options available are:

  • Bajaj Allianz Two Wheeler Insurance.
  • Bharti AXA Two Wheeler Insurance.
  • Digit Two Wheeler Insurance.
  • Edelweiss Two Wheeler Insurance.
  • IFFCO Tokio Two Wheeler Insurance.
  • Kotak Mahindra Two Wheeler Insurance.
  • Liberty Two Wheeler Insurance.

You can check online their prices and you will be happy to know that:

  • Online delivery rider insurance quotes are quick and easy to obtain. 
  • Coverage for postal, supermarket and fast-food deliveries is possible. 
  • The premium of your vehicles depends on the bike you are riding, so it varies from person to person. 

Let's get started

Now that you have insurance and have secured yourself and the vehicle let's start with the delivery Job. Okay is an online platform that works on helping blue-collar employees increase their income. 

If you too want to earn more by using their work timings to deliver the maximum packages, you are at the right place. 

Now get delivery jobs in Delhi

Delivery jobs in Gurugram

Delivery Jobs in Kolkata

Delivery Jobs in Bangalore 

OkayGo offers the riders a chance to work for multiple companies at the same time and also earn more. You can get a job with OkayGo in the city of your choice and start working from the next day. All you have to do is:

Download the OkayGo app

Log in on the app using your mobile number

Fill in your details

Apply for jobs that you like

So no Resume, No CV, direct application. Isn't this easy?

OkayGo has helped over 50,000 people start earning again after losing their jobs during the COVID pandemic. In addition, OkayGo ensures that you and your family is taken care of through our advance payment facility, Health insurance, Online assistance and more. 

Conclusion

जिसे Hard Work करना आता है, उसके लिए दुनिया में नामुमकिन जैसे कोई शब्द नहीं है II

To aaj hi first step le hard work ki Taraf. Get your motor insurance and apply for a delivery ob with OkayGo. Whether you are a girl or a boy, OkayGo offers delivery jobs for females and delivery jobs for males. Download the OkayGo app now and start on your journey towards higher earnings.

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ThirdTestimonialBetterPlace, 8th Floor, Vatika Tower B, Golf Course Rd, Suncity, Sector 54, Gurugram, Haryana 122003
ThirdTestimonial8882866060
ThirdTestimonialcontact@okaygo.in